If you’ve received a notice from the IRS threatening to levy your bank account, garnish your wages, or seize your property, you may feel overwhelmed—or even powerless. But there are effective, legal ways to stop these collection actions and protect your financial stability. The key is acting quickly, staying informed, and working with a tax professional who understands how the IRS operates.

At Tax Resolution Services, our approach is proactive, aggressive when necessary, and always focused on getting the best possible outcome for you. Here’s how we help stop levies before they start—or remove them when they’ve already begun.

Understanding IRS Levies and Wage Garnishments

An IRS levy is a legal seizure of your property or assets to satisfy a tax debt. Unlike a lien, which is a legal claim, a levy takes actual money or property from you. The most common types of levies include:

  • Bank levies, where the IRS withdraws funds directly from your account
  • Wage garnishments, where part of your paycheck is sent to the IRS by your employer
  • Asset seizures, including cars, real estate, or business property

Before initiating a levy, the IRS must send you several notices, including a Final Notice of Intent to Levy. Once that’s received, you typically have 30 days to take action before the levy begins.

David’s Take: Be Proactive, Not Reactive

As David Yarborough, one of our firm’s co-owners and a former IRS employee, explains:

“It’s our top priority to manage any type of enforcement action on behalf of our clients. We are very proactive in our communications with the IRS, always working to place our clients in the best possible position to resolve their tax case effectively.”

This constant communication with the IRS allows us to uncover resolution opportunities before enforcement occurs. Whether that’s setting up an installment agreement, preparing for an offer in compromise, or applying for currently not collectible status, we aim to stay ahead of IRS action rather than waiting for it to happen.

Gerald’s Take: Strategic Communication Is Key

Gerald Yarborough, also a former IRS insider and co-owner of Tax Resolution Services, emphasizes the same approach:

“Opportunities to reduce or delay IRS enforcement actions come from constant, strategic communication. By staying engaged, we can analyze each client’s situation and move toward the best available solution—whether that’s negotiating a lower payment or requesting a temporary hold.”

When enforcement is already in progress, quick action is essential. In some cases, we can get a levy released by showing the IRS that it creates an economic hardship, or by offering an acceptable resolution plan.

Ways to Stop or Prevent a Levy

If you’re facing IRS collection actions, here are several legal paths that may provide immediate or long-term relief:

  • File a Collection Due Process (CDP) Appeal – You can appeal a levy if you act within 30 days of receiving the final notice.
  • Enter into an Installment Agreement – A payment plan can often pause or prevent levy actions.
  • Submit an Offer in Compromise – If you qualify, this allows you to settle your tax debt for less than you owe.
  • Apply for Currently Not Collectible (CNC) Status – If you can prove financial hardship, the IRS may temporarily halt collection efforts.
  • Request a Levy Release – If a levy has already occurred, a formal request may remove it—especially if it’s causing undue hardship or was applied in error.

Why Experienced Representation Matters

Stopping an IRS levy is about more than just submitting paperwork. It requires knowledge of the system, skill in negotiation, and fast, precise action. That’s why working with an Enrolled Agent or other experienced tax professional is essential.

At Tax Resolution Services, our team includes former IRS employees who know exactly how the agency operates. We don’t make empty promises—we deliver Straight Talk and actionable solutions.

Stop IRS Collections Before They Start

If the IRS is threatening to levy your wages, accounts, or property, don’t wait for enforcement to begin. Reach out to Tax Resolution Services now and take back control of your finances.

Use our online contact form or call (704) 542-8284 to schedule a consultation with a former IRS agent who understands how to protect your assets—and fight for your peace of mind.